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Smarter Spending • Powered by AI
Understand your habits. Save with intention. Spend freely.
Launching soon on iOS
Penny is more than just an expense tracker. It's your personal AI companion that understands how you think about money, not just how you spend it.
Discover your unique "money personality," receive AI-powered micro-adjustments to hit your savings goals, and get weekly insights that feel personal—because they are. Better spending starts with better understanding.
App Preview Coming Soon
Everything you need to take control of your financial future, all in one beautiful app.
Get monthly AI-generated personality reports that identify your spending style and emotional patterns around money.
AI suggests realistic savings targets and micro-adjustments like "Cut coffee spending by $5/week to hit your goal."
Visual probability indicators show how likely you are to achieve your goals based on current spending patterns.
Beautiful, minimal expense management with Google Sheets sync. Track spending in seconds, not minutes.
Penny was born from a simple frustration: keeping track of expenses while on vacation. Tired of juggling Google Sheets and Excel files, we set out to create a smarter solution.
Penny is an AI-powered personal finance companion that syncs with your existing spreadsheets, ensuring every expense is captured and up to date—no matter where you are.
Make tracking your finances effortless, reliable, and stress-free, so you can focus on what really matters.
Works with your existing Google Sheets
Track expenses anywhere, anytime
AI handles the heavy lifting
Join the waitlist and be among the first to experience smarter spending with Penny.
🎉 You're on the list!
We'll notify you as soon as Penny launches.
We respect your privacy. No spam, ever.
Choose the plan that works best for you. Get full access to AI-powered insights and save smarter.
Essential expense tracking
No credit card required
AI-powered insights
✨ 14-day free trial included
One-time payment, yours forever
💎 Pay once, use forever
🔒 Secure payment processing • 30-day money-back guarantee • Cancel anytime
Help us build the best expense tracking experience. What features would you love to see?
✨ Thank you for your suggestion!
We truly appreciate your feedback.
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